Calva Consulting · Washington, DC

Michael Ruiz Managing Director.

Economic equity executive helping mission-driven institutions turn inclusion into a disciplined operating model.

Thirty years of executive leadership taught me one thing: closing the equity gap is an execution problem, not an aspiration problem.

Start a conversation See my experience
30+
years of executive leadership
$4.2B
directed to underserved businesses
$300M+
annual diverse spend at Fannie Mae
MICHAEL RUIZ · CALVA CONSULTING · ✦

Michael Ruiz Managing Director · Washington, DC

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01 Who I am

The thread isn't advocacy. It's operating discipline.

I'm Michael Ruiz. In thirty years of executive leadership, I've directed $4.2 billion in economic activity to underserved businesses, turned a financially distressed nonprofit to sustained profitability, and co-founded an industry coalition that reshaped policy and practices across more than 50 companies in the mortgage industry.

Every meaningful advance in economic equity I've been part of happened because someone engineered it — into procurement strategy, board composition, and revenue structure. Through Calva Consulting, I advise organizations and companies at the intersection of growth, transformation, economic equity and community development, translating mission into an operating model that holds under board scrutiny, regulatory examination, and financial pressure at the same time.

02 Experience

Thirty years of doing the work, not just advising on it.

A career spent building the systems — with accountability, governance, and financial architecture — that actually close the equity gap.

  1. 2025 — Now

    Managing Director · Calva Consulting

    Advising organizations and privately-held companies at the intersection of growth, transformation, and economic equity — bringing enterprise-scale credibility and nonprofit CEO operating experience to mission-driven institutions.

  2. 2010 — 2025

    Director, Corporate Procurement · Fannie Mae

    Led an enterprise supplier diversity program averaging $300M+ annually in diverse spend across fourteen years, and managed annual regulatory reporting to the Federal Housing Finance Agency.

  3. 2015 — 2025

    Founder & Executive Committee Member · American Mortgage Diversity Council

    Co-founded an industry coalition of fifty-plus peer institutions that reshaped diversity practice across the mortgage sector.

  4. 2003 — 2008

    President & CEO · NMSDC Northern California (NCSDC)

    Inherited a financially distressed council and returned it to an 18% operating profit within twelve months — expanding services, growing membership 17%, and recruiting Fortune 500 board leadership from Apple, Cisco, Wells Fargo, and PG&E.

  5. 2002 — 2003

    Executive Director · McCormick Tribune YMCA

    Led community programming and operations for one of Chicago's anchor community institutions.

  6. 1993 — 1997

    Founding Executive Director · Accion Chicago

    Built a microlending institution from the ground up, opening access to capital for entrepreneurs shut out of traditional lending.

Education

B.A. History, Yale University · MBA, University of Illinois Chicago

Executive Education

Corporate Director Development, MIT Sloan School of Management

Governance & Councils

Founder, American Mortgage Diversity Council · Past President & CEO, NMSDC Northern California

Impact at scale

$4.2B in economic activity directed to underserved businesses

03 How I can help

Where I do my best work.

Three decades of CEO operating experience and capital mobilization at institutional scale — a combination that is rare in any sector.

01

Procurement

Design and scale inclusive supplier programs that hold up under regulatory examination and deliver measurable business value — not just compliance.

  • Program design & strategy
  • Regulatory-grade reporting
  • Targeted spend growth
02

Nonprofit Management & Governance

Translate mission into an operating model with real accountability, governance, and financial architecture behind it — strengthening sound enterprises and moving distressed organizations towards long-term sustainability.

  • Financial turnaround
  • Board & council development
  • Membership & revenue growth
03

Economic Equity Advisory

A senior sounding board for leaders building at the intersection of equity, procurement, and community development — where institutional credibility meets execution.

  • Strategy & execution
  • Coalition & partnership building
  • Board & executive guidance

04 In their words

Trusted by the people I've worked with.

Michael consistently demonstrates innovative, purpose-driven leadership that goes far beyond traditional procurement metrics. At Fannie Mae, he masterfully built inclusive supplier ecosystems that deliver measurable business value while advancing economic equity.
Procurement Leader · Strategic Partnerships & Vendor Ecosystems
Michael has done an excellent job restoring NCSDC to a position of preeminence in Northern California. His organizational and networking skills are second to none. He understands how both the for-profit and non-profit sectors work, and is a leader in the community.
Fortune 500 HR Systems Advisor & Talent Consultant

05 Selected outcomes

Outcomes, not deliverables.

Signature results from three decades of building systems that close the equity gap.

Nonprofit turnaroundNCSDC

Returned a distressed council to 18% operating profit in twelve months.

Expanded services, grew membership 17%, and recruited board leadership from Apple, Cisco, Wells Fargo, and PG&E.
Supplier diversityFannie Mae

Directed $300M+ a year in diverse spend across fourteen years.

Built an enterprise supplier diversity program with FHFA-grade regulatory reporting and measurable business value.
Industry coalitionADC

Co-founded and led an industry coalition that reshaped operational practices and standards.

The American Diversity Council brought more than 50 peer institutions together to reform standards and practices across companies.

06 Let's talk

Building at the intersection of equity and execution?

If you are leading an organization where enterprise scale and deep operating expertise can create real value, I would welcome a conversation. Share your challenges and aspirations – I will reply personally.

Prefer email? mruiz@calvaconsulting.com